{"id":58437,"date":"2023-12-01T20:26:01","date_gmt":"2023-12-01T19:26:01","guid":{"rendered":"https:\/\/www.wifo.ac.at\/publication\/privatversicherungswirtschaft-bewies-in-der-covid-19-krise-leistungsfaehigkeit\/"},"modified":"2024-04-20T07:59:50","modified_gmt":"2024-04-20T05:59:50","slug":"privatversicherungswirtschaft-bewies-in-der-covid-19-krise-leistungsfaehigkeit","status":"publish","type":"publication","link":"https:\/\/www.wifo.ac.at\/en\/publication\/58437\/","title":{"rendered":"Private Insurance Industry Proved Its Claims Management Capacity in the COVID-19 Crisis"},"content":{"rendered":"","protected":false},"featured_media":0,"template":"","class_list":["post-58437","publication","type-publication","status-publish","hentry"],"acf":{"subtitle":"","text":"Despite adverse circumstances due to the COVID-19 pandemic, the Austrian private insurance industry achieved slight premium growth (+1.4 percent) in 2020 and demonstrated its claims handling capacity under difficult conditions with a 3.9 percent increase in expenses for insurance claims. The insurance business continued to shift from life insurance towards health and property-casualty insurance in 2020. The Austrian insurance market thus followed the general dynamics in the European Economic Area but at a slower pace. The expansionary monetary policy in the wake of government aid programs to secure liquidity in companies and support household incomes had a strong impact on insurers' investment results.","onlinedate":"2021-10-06 12:00:00","lang":"German","publication_series":"","publication_date":"20210901","publication_date_year":"","publication_date_full":false,"publication_num_pages":"","keywords":"[]","jelcodes":"[\"G22\",\"E21\",\"G18\"]","related_publications":"[]","pdf":248015,"zip":null,"link":"","monthly_report":true,"monthly_report_main":false,"monthly_report_volume":"94","monthly_report_pages":"637-649","monthly_report_pages_sort":"637","issue":"9","journal":"WIFO-Monatsberichte","publisher":"","invisible":false,"external":false,"embargo_date":"2021-10-06 00:00:00","types":[44312],"research_groups":[3500],"collaboration":"","persons":[3899],"persons_data":"[{\"personId\":3899,\"personName\":\"Thomas Url\",\"organisationNames\":[]}]","clients":[],"subclients":[],"partners":[],"topics":[],"host_publication_title":"","host_publication_subtitle":"","place_of_publication":"","host_publication_editors":"[]","type_description":"","output_media":"","chapter":"","article_number":"","citations":"{\"apa\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_apa rendering_contributiontoperiodical rendering_apa rendering_contributiontoperiodical_apa\\\"><span>Url, T.<\\\/span> (2021). <span>Privatversicherungswirtschaft bewies in der COVID-19-Krise Leistungsf\u00e4higkeit<\\\/span>. <span><em>WIFO-Monatsberichte<\\\/em><\\\/span>, <em>94<\\\/em>(9), 637-649.<\\\/div>\",\"vancouver\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_vancouver rendering_contributiontoperiodical rendering_vancouver rendering_contributiontoperiodical_vancouver\\\"><span>Url T<\\\/span>. <span class=\\\"title\\\"><span>Privatversicherungswirtschaft bewies in der COVID-19-Krise Leistungsf\u00e4higkeit<\\\/span><\\\/span>. <span>WIFO-Monatsberichte<\\\/span>. 2021 Sept;94(9):637-649.<\\\/div>\",\"bibtex\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_bibtex rendering_contributiontoperiodical rendering_bibtex rendering_contributiontoperiodical_bibtex\\\"><div>@misc{5ac1ea9f93534e34b98fd41c94efe67e,<\\\/div><div>  title    = \\\"Privatversicherungswirtschaft bewies in der COVID-19-Krise Leistungsf{\\\\\\\"a}higkeit\\\",<\\\/div><div>  abstract = \\\"Die {\\\\\\\"o}sterreichische Privatversicherungswirtschaft erreichte trotz widriger Umst{\\\\\\\"a}nde im COVID-19-Krisenjahr 2020 einen leichten Pr{\\\\\\\"a}mienzuwachs (+1,4\\\\%). Angesichts eines Anstiegs der Aufwendungen f{\\\\\\\"u}r Versicherungsf{\\\\\\\"a}lle um 3,9\\\\% bewies sie auch in einem schwierigen Umfeld ihre F{\\\\\\\"a}higkeit zur Schadenabwicklung. Das Versicherungsgesch{\\\\\\\"a}ft verschob sich 2020 weiter von der Lebensversicherung zur Krankenversicherung sowie zur Schaden- und Unfallversicherung. Die Entwicklung am {\\\\\\\"o}sterreichischen Versicherungsmarkt entsprach damit in abgeschw{\\\\\\\"a}chter Form der allgemeinen Dynamik im Europ{\\\\\\\"a}ischen Wirtschaftsraum. Die expansive Geldpolitik im Gefolge der staatlichen Hilfsprogramme zur Liquidit{\\\\\\\"a}tssicherung in Unternehmen und zur St{\\\\\\\"u}tzung der Haushaltseinkommen schlug sich 2020 merklich im Veranlagungsergebnis der Versicherer nieder.\\\",<\\\/div><div>  keywords = \\\"Privatversicherung, COVID-19, Regulierung, Geldverm{\\\\\\\"o}gensbildung\\\",<\\\/div><div>  author   = \\\"Thomas Url\\\",<\\\/div><div>  note     = \\\"Privatversicherungswirtschaft 2020\\\",<\\\/div><div>  year     = \\\"2021\\\",<\\\/div><div>  month    = sep,<\\\/div><div>  language = \\\"Deutsch\\\",<\\\/div><div>  volume   = \\\"94\\\",<\\\/div><div>  pages    = \\\"637--649\\\",<\\\/div><div>  journal  = \\\"WIFO-Monatsberichte\\\",<\\\/div><p>}<\\\/p><\\\/div>\",\"ris\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_ris rendering_contributiontoperiodical rendering_ris rendering_contributiontoperiodical_ris\\\"><p>TY  - GEN<\\\/p><p>T1  - Privatversicherungswirtschaft bewies in der COVID-19-Krise Leistungsf\u00e4higkeit<\\\/p><p>AU  - Url, Thomas<\\\/p><p>N1  - Privatversicherungswirtschaft 2020<\\\/p><p>PY  - 2021\\\/9<\\\/p><p>Y1  - 2021\\\/9<\\\/p><p>N2  - Die \u00f6sterreichische Privatversicherungswirtschaft erreichte trotz widriger Umst\u00e4nde im COVID-19-Krisenjahr 2020 einen leichten Pr\u00e4mienzuwachs (+1,4%). Angesichts eines Anstiegs der Aufwendungen f\u00fcr Versicherungsf\u00e4lle um 3,9% bewies sie auch in einem schwierigen Umfeld ihre F\u00e4higkeit zur Schadenabwicklung. Das Versicherungsgesch\u00e4ft verschob sich 2020 weiter von der Lebensversicherung zur Krankenversicherung sowie zur Schaden- und Unfallversicherung. Die Entwicklung am \u00f6sterreichischen Versicherungsmarkt entsprach damit in abgeschw\u00e4chter Form der allgemeinen Dynamik im Europ\u00e4ischen Wirtschaftsraum. Die expansive Geldpolitik im Gefolge der staatlichen Hilfsprogramme zur Liquidit\u00e4tssicherung in Unternehmen und zur St\u00fctzung der Haushaltseinkommen schlug sich 2020 merklich im Veranlagungsergebnis der Versicherer nieder.<\\\/p><p>AB  - Die \u00f6sterreichische Privatversicherungswirtschaft erreichte trotz widriger Umst\u00e4nde im COVID-19-Krisenjahr 2020 einen leichten Pr\u00e4mienzuwachs (+1,4%). Angesichts eines Anstiegs der Aufwendungen f\u00fcr Versicherungsf\u00e4lle um 3,9% bewies sie auch in einem schwierigen Umfeld ihre F\u00e4higkeit zur Schadenabwicklung. Das Versicherungsgesch\u00e4ft verschob sich 2020 weiter von der Lebensversicherung zur Krankenversicherung sowie zur Schaden- und Unfallversicherung. Die Entwicklung am \u00f6sterreichischen Versicherungsmarkt entsprach damit in abgeschw\u00e4chter Form der allgemeinen Dynamik im Europ\u00e4ischen Wirtschaftsraum. Die expansive Geldpolitik im Gefolge der staatlichen Hilfsprogramme zur Liquidit\u00e4tssicherung in Unternehmen und zur St\u00fctzung der Haushaltseinkommen schlug sich 2020 merklich im Veranlagungsergebnis der Versicherer nieder.<\\\/p><p>KW  - Privatversicherung<\\\/p><p>KW  - COVID-19<\\\/p><p>KW  - Regulierung<\\\/p><p>KW  - Geldverm\u00f6gensbildung<\\\/p><p>M3  - WIFO-Schriftenreihen<\\\/p><p>VL  - 94<\\\/p><p>SP  - 637<\\\/p><p>EP  - 649<\\\/p><p>JO  - WIFO-Monatsberichte<\\\/p><p>JF  - WIFO-Monatsberichte<\\\/p><p>ER  - <\\\/p><\\\/div>\"}","scientific_assistance":"[\"Glauninger Ursula\"]","scientific_review":"[\"Mayrhuber Christine\"]","version":"","release_date":null,"expiration_date":null,"surveyor":"","research_assistance":"","edv":"","additional_info_de":"","additional_info_en":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Private Insurance Industry Proved Its Claims Management Capacity in the COVID-19 Crisis - 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