{"id":48186,"date":"2023-11-20T15:35:00","date_gmt":"2023-11-20T14:35:00","guid":{"rendered":"https:\/\/www.wifo.ac.at\/publication\/privatkonkurse-in-oesterreich\/"},"modified":"2024-04-03T17:29:14","modified_gmt":"2024-04-03T15:29:14","slug":"privatkonkurse-in-oesterreich","status":"publish","type":"publication","link":"https:\/\/www.wifo.ac.at\/en\/publication\/48186\/","title":{"rendered":"Private Bankruptcies in Austria"},"content":{"rendered":"","protected":false},"featured_media":0,"template":"","class_list":["post-48186","publication","type-publication","status-publish","hentry"],"acf":{"subtitle":"Institutions, Development and Characteristics since 1995","text":"Personal bankruptcy offers over-indebted individuals the opportunity of residual debt discharge. From 1995 to the end of 2021, a total of around 197,000 private bankruptcy petitions were filed in Austria. The annual number of filings rose steadily until the end of the 2000s. Since then, larger jumps in case numbers can be observed, especially in connection with private bankruptcy reforms and other changes in the policy framework, such as in the COVID-19 crisis. The analysis also shows correlations with economic activity and population density, with bankruptcy rates being particularly high in urban areas. However, more in-depth analyses are needed to examine detailed causal relationships as well as the impact of recent inflation dynamics.","onlinedate":"2022-12-23 12:00:00","lang":"German","publication_series":"","publication_date":"20221201","publication_date_year":"","publication_date_full":false,"publication_num_pages":"","keywords":"[]","jelcodes":"[\"D18\",\"G51\",\"K35\"]","related_publications":"[]","pdf":216542,"zip":null,"link":"","monthly_report":true,"monthly_report_main":false,"monthly_report_volume":"95","monthly_report_pages":"823-837","monthly_report_pages_sort":"823","issue":"","journal":"WIFO-Monatsberichte","publisher":"","invisible":false,"external":false,"embargo_date":"2022-12-23 00:00:00","types":[44312],"research_groups":[3510],"collaboration":"","persons":[4999,5030],"persons_data":"[{\"personId\":4999,\"personName\":\"Stefan Angel\",\"organisationNames\":[]},{\"personId\":5030,\"personName\":\"Philipp Warum\",\"organisationNames\":[]}]","clients":[],"subclients":[],"partners":[],"topics":[],"host_publication_title":"","host_publication_subtitle":"","place_of_publication":"","host_publication_editors":"","type_description":"","output_media":"","chapter":"","article_number":"","citations":"{\"apa\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_apa rendering_contributiontoperiodical rendering_apa rendering_contributiontoperiodical_apa\\\"><span>Angel, S.<\\\/span><span>, &amp; Warum, P.<\\\/span> (2022). <span>Privatkonkurse in \u00d6sterreich: Institutionen, Entwicklung und Charakteristika seit 1995<\\\/span>. <span><em>WIFO-Monatsberichte<\\\/em><\\\/span>, <em>95<\\\/em>(12), 823-837.<\\\/div>\",\"vancouver\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_vancouver rendering_contributiontoperiodical rendering_vancouver rendering_contributiontoperiodical_vancouver\\\"><span>Angel S<\\\/span><span>, Warum P<\\\/span>. <span class=\\\"title\\\"><span>Privatkonkurse in \u00d6sterreich: <span class=\\\"subtitle\\\">Institutionen, Entwicklung und Charakteristika seit 1995<\\\/span><\\\/span><\\\/span>. <span>WIFO-Monatsberichte<\\\/span>. 2022 Dec;95(12):823-837.<\\\/div>\",\"bibtex\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_bibtex rendering_contributiontoperiodical rendering_bibtex rendering_contributiontoperiodical_bibtex\\\"><div>@misc{874ddcdaee1d41f8bfc7d8fbd194c616,<\\\/div><div>  title    = \\\"Privatkonkurse in {\\\\\\\"O}sterreich: Institutionen, Entwicklung und Charakteristika seit 1995\\\",<\\\/div><div>  abstract = \\\"Der Privatkonkurs bietet {\\\\\\\"u}berschuldeten Personen die M{\\\\\\\"o}glichkeit, eine Restschuldbefreiung zu erlangen. Von 1995 bis Ende 2021 wurden in {\\\\\\\"O}sterreich insgesamt etwa 197.000 Privatkonkursantr{\\\\\\\"a}ge gestellt. Die j{\\\\\\\"a}hrliche Zahl der Antr{\\\\\\\"a}ge stieg bis Ende der 2000er-Jahre kontinuierlich an. Seither lassen sich gr{\\\\\\\"o}{\\\\ss}ere Spr{\\\\\\\"u}nge in den Fallzahlen beobachten, vor allem im Zusammenhang mit Reformen und Ver{\\\\\\\"a}nderungen der politischen Rahmenbedingungen, wie etwa in der COVID-19-Krise. In der Analyse zeigen sich auch Zusammenh{\\\\\\\"a}nge mit der Konjunktur und der Bev{\\\\\\\"o}lkerungsdichte, wobei die Konkursquoten vor allem in urbanen Gebieten hoch sind. Zur Untersuchung detaillierter kausaler Zusammenh{\\\\\\\"a}nge sowie der Auswirkungen der rezenten Teuerungswelle sind jedoch vertiefende Analysen erforderlich.\\\",<\\\/div><div>  keywords = \\\"Privatkonkurs, {\\\\\\\"U}berschuldung, {\\\\\\\"O}sterreich\\\",<\\\/div><div>  author   = \\\"Stefan Angel and Philipp Warum\\\",<\\\/div><div>  note     = \\\"Privatkonkurse\\\",<\\\/div><div>  year     = \\\"2022\\\",<\\\/div><div>  month    = dec,<\\\/div><div>  language = \\\"Deutsch\\\",<\\\/div><div>  volume   = \\\"95\\\",<\\\/div><div>  pages    = \\\"823--837\\\",<\\\/div><div>  journal  = \\\"WIFO-Monatsberichte\\\",<\\\/div><p>}<\\\/p><\\\/div>\",\"ris\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_ris rendering_contributiontoperiodical rendering_ris rendering_contributiontoperiodical_ris\\\"><p>TY  - GEN<\\\/p><p>T1  - Privatkonkurse in \u00d6sterreich<\\\/p><p>T2  - Institutionen, Entwicklung und Charakteristika seit 1995<\\\/p><p>AU  - Angel, Stefan<\\\/p><p>AU  - Warum, Philipp<\\\/p><p>N1  - Privatkonkurse<\\\/p><p>PY  - 2022\\\/12<\\\/p><p>Y1  - 2022\\\/12<\\\/p><p>N2  - Der Privatkonkurs bietet \u00fcberschuldeten Personen die M\u00f6glichkeit, eine Restschuldbefreiung zu erlangen. Von 1995 bis Ende 2021 wurden in \u00d6sterreich insgesamt etwa 197.000 Privatkonkursantr\u00e4ge gestellt. Die j\u00e4hrliche Zahl der Antr\u00e4ge stieg bis Ende der 2000er-Jahre kontinuierlich an. Seither lassen sich gr\u00f6\u00dfere Spr\u00fcnge in den Fallzahlen beobachten, vor allem im Zusammenhang mit Reformen und Ver\u00e4nderungen der politischen Rahmenbedingungen, wie etwa in der COVID-19-Krise. In der Analyse zeigen sich auch Zusammenh\u00e4nge mit der Konjunktur und der Bev\u00f6lkerungsdichte, wobei die Konkursquoten vor allem in urbanen Gebieten hoch sind. Zur Untersuchung detaillierter kausaler Zusammenh\u00e4nge sowie der Auswirkungen der rezenten Teuerungswelle sind jedoch vertiefende Analysen erforderlich.<\\\/p><p>AB  - Der Privatkonkurs bietet \u00fcberschuldeten Personen die M\u00f6glichkeit, eine Restschuldbefreiung zu erlangen. Von 1995 bis Ende 2021 wurden in \u00d6sterreich insgesamt etwa 197.000 Privatkonkursantr\u00e4ge gestellt. Die j\u00e4hrliche Zahl der Antr\u00e4ge stieg bis Ende der 2000er-Jahre kontinuierlich an. Seither lassen sich gr\u00f6\u00dfere Spr\u00fcnge in den Fallzahlen beobachten, vor allem im Zusammenhang mit Reformen und Ver\u00e4nderungen der politischen Rahmenbedingungen, wie etwa in der COVID-19-Krise. In der Analyse zeigen sich auch Zusammenh\u00e4nge mit der Konjunktur und der Bev\u00f6lkerungsdichte, wobei die Konkursquoten vor allem in urbanen Gebieten hoch sind. Zur Untersuchung detaillierter kausaler Zusammenh\u00e4nge sowie der Auswirkungen der rezenten Teuerungswelle sind jedoch vertiefende Analysen erforderlich.<\\\/p><p>KW  - Privatkonkurs<\\\/p><p>KW  - \u00dcberschuldung<\\\/p><p>KW  - \u00d6sterreich<\\\/p><p>M3  - WIFO-Schriftenreihen<\\\/p><p>VL  - 95<\\\/p><p>SP  - 823<\\\/p><p>EP  - 837<\\\/p><p>JO  - WIFO-Monatsberichte<\\\/p><p>JF  - WIFO-Monatsberichte<\\\/p><p>ER  - <\\\/p><\\\/div>\"}","scientific_assistance":"[\"Grandner Lydia\"]","scientific_review":"[\"Bittschi Benjamin\"]","version":"","release_date":null,"expiration_date":null,"surveyor":"","research_assistance":"","edv":"","additional_info_de":"","additional_info_en":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Private Bankruptcies in Austria - WIFO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.wifo.ac.at\/en\/publication\/48186\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Private Bankruptcies in Austria\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wifo.ac.at\/en\/publication\/48186\/\" \/>\n<meta property=\"og:site_name\" content=\"WIFO\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/WIFOat\/\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-03T15:29:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.wifo.ac.at\/wp-content\/uploads\/2024\/05\/WIFO-Gebaeude-FotoAlexanderMueller-www.alexandermueller.at-IMG_6326-Bearbeitet-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@WIFOat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/publication\\\/48186\\\/\",\"url\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/publication\\\/48186\\\/\",\"name\":\"Private Bankruptcies in Austria - 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