{"id":419925,"date":"2024-01-13T15:00:25","date_gmt":"2024-01-13T14:00:25","guid":{"rendered":"https:\/\/www.wifo.ac.at\/publication\/419925\/"},"modified":"2025-06-25T11:37:30","modified_gmt":"2025-06-25T09:37:30","slug":"the-effect-of-a-broad-use-of-occupational-pensions-on-income-distribution","status":"publish","type":"publication","link":"https:\/\/www.wifo.ac.at\/en\/publication\/419925\/","title":{"rendered":"The Impact of Widespread Occupational Pension Provision on Pension Levels"},"content":{"rendered":"","protected":false},"featured_media":0,"template":"","class_list":["post-419925","publication","type-publication","status-publish","hentry"],"acf":{"subtitle":"","text":"Under Austrian pension law, a continuous working career leads to a public pension of 80 percent of the average earned life time income. This study examines for a set of model carriers the effect of a general additional occupational pension scheme on the size of the first pension payment. An occupational pension \u2013 based on 2.5 percent of gross wages and salaries \u2013 increases the gross initial pension by 15 to 19 percent relative to persons without an occupational pension. Based on a CPI-indexed amount auf 150 \u20ac per year, gross increases in the first pension of 1 to 9 percent can be expected. Compared to full-time employees, part-time employees tend to achieve relatively higher pension increases through a general occupational pension system. The income distribution of newly awarded old-age pensions is hardly changed with a percentage based contribution model. With a CPI-indexed amount of 150 \u20ac, a more equal income distribution can be achieved by introducing a general occupational pension.","onlinedate":"2025-01-13 15:00:30","lang":"German","publication_series":"","publication_date":"20250113","publication_date_year":"","publication_date_full":true,"publication_num_pages":"45","keywords":"[]","jelcodes":"[]","related_publications":"[]","pdf":427457,"zip":null,"link":"","monthly_report":false,"monthly_report_main":false,"monthly_report_volume":"","monthly_report_pages":"","monthly_report_pages_sort":"0","issue":"","journal":"","publisher":"","invisible":false,"external":false,"embargo_date":null,"types":[81966],"research_groups":[3500],"collaboration":"","persons":[3641,3899],"persons_data":"[{\"personId\":3641,\"personName\":\"Serguei Kaniovski\",\"organisationNames\":[]},{\"personId\":3899,\"personName\":\"Thomas Url\",\"organisationNames\":[]}]","clients":[316309],"subclients":[],"partners":[],"topics":[40736],"host_publication_title":"","host_publication_subtitle":"","place_of_publication":"","host_publication_editors":"[]","type_description":"","output_media":"","chapter":"","article_number":"","scientific_assistance":"[\"Fischer Nathalie\",\"Glauninger Ursula\"]","scientific_review":"[\"Mayrhuber Christine\"]","version":"","release_date":null,"expiration_date":null,"surveyor":"","research_assistance":"","edv":"","additional_info_de":"","additional_info_en":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.5 (Yoast SEO v26.5) - 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