{"id":153869,"date":"2024-03-21T07:37:45","date_gmt":"2024-03-21T06:37:45","guid":{"rendered":"https:\/\/www.wifo.ac.at\/publication\/153869\/"},"modified":"2024-11-07T03:45:25","modified_gmt":"2024-11-07T02:45:25","slug":"profitability-and-competition-in-the-austrian-banking-sector","status":"publish","type":"publication","link":"https:\/\/www.wifo.ac.at\/en\/publication\/153869\/","title":{"rendered":"Profitability and Competition in the Austrian Banking Sector"},"content":{"rendered":"","protected":false},"featured_media":0,"template":"","class_list":["post-153869","publication","type-publication","status-publish","hentry"],"acf":{"subtitle":"","text":"Institutional and structural changes affecting the financial and banking sector in Europe and thus also in Austria provide the background for an analysis of the profitability and competitive situation faced by Austrian banks since the country's accession to the European Union. The analysis is based on data obtained from 747 banks and covering the years 1995 to 2002. The figures were taken from the balance sheet statistics for Austrian banks prepared by the Austrian National Bank. For the competitive situation, regional data were additionally used in line with the WIFO's regional typology.","onlinedate":"2006-09-20 02:00:00","lang":"German","publication_series":"","publication_date":"20060901","publication_date_year":"","publication_date_full":false,"publication_num_pages":"","keywords":"[\"Bankensektor Wettbewerbsdedingung \u00d6sterreich Finanzwesen Bankwesen\"]","jelcodes":"[]","related_publications":"[]","pdf":325192,"zip":null,"link":"","monthly_report":true,"monthly_report_main":false,"monthly_report_volume":"79","monthly_report_pages":"665-677","monthly_report_pages_sort":"665","issue":"9","journal":"WIFO-Monatsberichte","publisher":"","invisible":false,"external":false,"embargo_date":null,"types":[44312],"research_groups":[3500],"collaboration":"","persons":[3925],"persons_data":"[{\"personId\":3925,\"personName\":\"Franz R. Hahn\",\"organisationNames\":[]}]","clients":[],"subclients":[],"partners":[],"topics":[],"host_publication_title":"","host_publication_subtitle":"","place_of_publication":"","host_publication_editors":"[]","type_description":"","output_media":"","chapter":"","article_number":"","citations":"{\"apa\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_apa rendering_contributiontoperiodical rendering_apa rendering_contributiontoperiodical_apa\\\"><span>Hahn, F. R.<\\\/span> (2006). <span>Ertragsentwicklung und Wettbewerbsbedingungen im \u00f6sterreichischen Bankensektor<\\\/span>. <span><em>WIFO-Monatsberichte<\\\/em><\\\/span>, <em>79<\\\/em>(9), 665-677. <a onclick=\\\"window.open(this.href, '_blank','noopener,noreferrer'); return false;\\\" href=\\\"https:\\\/\\\/www.wifo.ac.at\\\/wwa\\\/pubid\\\/27181\\\" class=\\\"link\\\"><span>https:\\\/\\\/www.wifo.ac.at\\\/wwa\\\/pubid\\\/27181<\\\/span><\\\/a><\\\/div>\",\"vancouver\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_vancouver rendering_contributiontoperiodical rendering_vancouver rendering_contributiontoperiodical_vancouver\\\"><span>Hahn FR<\\\/span>. <span class=\\\"title\\\"><span>Ertragsentwicklung und Wettbewerbsbedingungen im \u00f6sterreichischen Bankensektor<\\\/span><\\\/span>. <span>WIFO-Monatsberichte<\\\/span>. 2006 Sept;79(9):665-677.<\\\/div>\",\"bibtex\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_bibtex rendering_contributiontoperiodical rendering_bibtex rendering_contributiontoperiodical_bibtex\\\"><div>@misc{5378d933525240eeaa3c490c54970e45,<\\\/div><div>  title    = \\\"Ertragsentwicklung und Wettbewerbsbedingungen im {\\\\\\\"o}sterreichischen Bankensektor\\\",<\\\/div><div>  abstract = \\\"Die institutionellen und strukturellen Ver{\\\\\\\"a}nderungen im europ{\\\\\\\"a}ischen, und damit auch im heimischen Finanz- und Bankwesen bilden den Hintergrund f{\\\\\\\"u}r die Analyse der Ertragsentwicklung und der Konkurrenzbedingungen der {\\\\\\\"o}sterreichischen Banken seit dem EU-Beitritt. Die Untersuchung basiert auf Einzelbankdaten f{\\\\\\\"u}r 747 Institute und umfasst die Jahre 1995 bis 2002. Die Sch{\\\\\\\"a}tzungen st{\\\\\\\"u}tzen die traditionelle Structure-Conduct-Performance-Hypothese, d. h. die Erwartung, dass hohe Marktkonzentration {\\\\\\\"u}berdurchschnittliche Gewinne beg{\\\\\\\"u}nstigt. Allerdings herrscht auf den lokalen Bankm{\\\\\\\"a}rkten hohes Bedrohungspotential ({\\\"}contestability{\\\"}), und dies begrenzt die Umsetzung von lokaler Marktmacht in Extragewinne.\\\",<\\\/div><div>  keywords = \\\"Bankensektor Wettbewerbsdedingung {\\\\\\\"O}sterreich Finanzwesen Bankwesen, Bankensektor Wettbewerbsdedingung {\\\\\\\"O}sterreich Finanzwesen Bankwesen\\\",<\\\/div><div>  author   = \\\"Hahn, \\\\{Franz R.\\\\}\\\",<\\\/div><div>  note     = \\\"Bankensektor\\\",<\\\/div><div>  year     = \\\"2006\\\",<\\\/div><div>  month    = sep,<\\\/div><div>  language = \\\"Deutsch\\\",<\\\/div><div>  volume   = \\\"79\\\",<\\\/div><div>  pages    = \\\"665--677\\\",<\\\/div><div>  journal  = \\\"WIFO-Monatsberichte\\\",<\\\/div><p>}<\\\/p><\\\/div>\",\"ris\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_ris rendering_contributiontoperiodical rendering_ris rendering_contributiontoperiodical_ris\\\"><p>TY  - GEN<\\\/p><p>T1  - Ertragsentwicklung und Wettbewerbsbedingungen im \u00f6sterreichischen Bankensektor<\\\/p><p>AU  - Hahn, Franz R.<\\\/p><p>N1  - Bankensektor<\\\/p><p>PY  - 2006\\\/9<\\\/p><p>Y1  - 2006\\\/9<\\\/p><p>N2  - Die institutionellen und strukturellen Ver\u00e4nderungen im europ\u00e4ischen, und damit auch im heimischen Finanz- und Bankwesen bilden den Hintergrund f\u00fcr die Analyse der Ertragsentwicklung und der Konkurrenzbedingungen der \u00f6sterreichischen Banken seit dem EU-Beitritt. Die Untersuchung basiert auf Einzelbankdaten f\u00fcr 747 Institute und umfasst die Jahre 1995 bis 2002. Die Sch\u00e4tzungen st\u00fctzen die traditionelle Structure-Conduct-Performance-Hypothese, d. h. die Erwartung, dass hohe Marktkonzentration \u00fcberdurchschnittliche Gewinne beg\u00fcnstigt. Allerdings herrscht auf den lokalen Bankm\u00e4rkten hohes Bedrohungspotential (\\\"contestability\\\"), und dies begrenzt die Umsetzung von lokaler Marktmacht in Extragewinne.<\\\/p><p>AB  - Die institutionellen und strukturellen Ver\u00e4nderungen im europ\u00e4ischen, und damit auch im heimischen Finanz- und Bankwesen bilden den Hintergrund f\u00fcr die Analyse der Ertragsentwicklung und der Konkurrenzbedingungen der \u00f6sterreichischen Banken seit dem EU-Beitritt. Die Untersuchung basiert auf Einzelbankdaten f\u00fcr 747 Institute und umfasst die Jahre 1995 bis 2002. Die Sch\u00e4tzungen st\u00fctzen die traditionelle Structure-Conduct-Performance-Hypothese, d. h. die Erwartung, dass hohe Marktkonzentration \u00fcberdurchschnittliche Gewinne beg\u00fcnstigt. Allerdings herrscht auf den lokalen Bankm\u00e4rkten hohes Bedrohungspotential (\\\"contestability\\\"), und dies begrenzt die Umsetzung von lokaler Marktmacht in Extragewinne.<\\\/p><p>KW  - Bankensektor Wettbewerbsdedingung \u00d6sterreich Finanzwesen Bankwesen<\\\/p><p>KW  - Bankensektor Wettbewerbsdedingung \u00d6sterreich Finanzwesen Bankwesen<\\\/p><p>M3  - WIFO-Schriftenreihen<\\\/p><p>VL  - 79<\\\/p><p>SP  - 665<\\\/p><p>EP  - 677<\\\/p><p>JO  - WIFO-Monatsberichte<\\\/p><p>JF  - WIFO-Monatsberichte<\\\/p><p>ER  - <\\\/p><\\\/div>\"}","scientific_assistance":"[]","scientific_review":"[]","version":"","release_date":null,"expiration_date":null,"surveyor":"","research_assistance":"","edv":"","additional_info_de":"","additional_info_en":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Profitability and Competition in the Austrian Banking Sector - WIFO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.wifo.ac.at\/en\/publication\/153869\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Profitability and Competition in the Austrian Banking Sector\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wifo.ac.at\/en\/publication\/153869\/\" \/>\n<meta property=\"og:site_name\" content=\"WIFO\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/WIFOat\/\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-07T02:45:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.wifo.ac.at\/wp-content\/uploads\/2024\/05\/WIFO-Gebaeude-FotoAlexanderMueller-www.alexandermueller.at-IMG_6326-Bearbeitet-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@WIFOat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/publication\\\/153869\\\/\",\"url\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/publication\\\/153869\\\/\",\"name\":\"Profitability and Competition in the Austrian Banking Sector - WIFO\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/#website\"},\"datePublished\":\"2024-03-21T06:37:45+00:00\",\"dateModified\":\"2024-11-07T02:45:25+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/publication\\\/153869\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/publication\\\/153869\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/publication\\\/153869\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Profitability and Competition in the Austrian Banking Sector\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/\",\"name\":\"\u00d6sterreichisches Institut f\u00fcr Wirtschaftsforschung\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/#organization\"},\"alternateName\":\"WIFO\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/#organization\",\"name\":\"\u00d6sterreichisches Institut f\u00fcr Wirtschaftsforschung\",\"alternateName\":\"WIFO\",\"url\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.wifo.ac.at\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/WIFO_kurz_rechts-2-1920x412.jpg\",\"contentUrl\":\"https:\\\/\\\/www.wifo.ac.at\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/WIFO_kurz_rechts-2-1920x412.jpg\",\"width\":2000,\"height\":429,\"caption\":\"\u00d6sterreichisches Institut f\u00fcr Wirtschaftsforschung\"},\"image\":{\"@id\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/WIFOat\\\/\",\"https:\\\/\\\/x.com\\\/WIFOat\",\"https:\\\/\\\/linkedin.com\\\/company\\\/wifoat\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@WIFO_at\"],\"description\":\"Das WIFO, 1927 von Friedrich August von Hayek und Ludwig von Mises zur Konjunkturanalyse gegr\u00fcndet, ist heute das f\u00fchrende Institut f\u00fcr angewandte empirische Wirtschaftsforschung in \u00d6sterreich mit starkem Engagement auf europ\u00e4ischer Ebene.\",\"email\":\"office@wifo.ac.at\",\"telephone\":\"+43 1 798 26 01 \u2013 0\",\"legalName\":\"\u00d6sterreichisches Institut f\u00fcr Wirtschaftsforschung\",\"foundingDate\":\"1927-01-02\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"},\"publishingPrinciples\":\"https:\\\/\\\/www.wifo.ac.at\\\/institut\\\/mission-und-strategie\\\/\",\"ownershipFundingInfo\":\"https:\\\/\\\/www.wifo.ac.at\\\/institut\\\/organisation\\\/\",\"actionableFeedbackPolicy\":\"https:\\\/\\\/www.wifo.ac.at\\\/aktuelles\\\/presse\\\/\",\"correctionsPolicy\":\"https:\\\/\\\/www.wifo.ac.at\\\/institut\\\/kontakt\\\/\",\"ethicsPolicy\":\"https:\\\/\\\/www.wifo.ac.at\\\/institut\\\/evidenzbasierung-transparenz-und-unabhaengigkeit\\\/\",\"diversityPolicy\":\"https:\\\/\\\/www.wifo.ac.at\\\/institut\\\/gleichstellung\\\/\",\"diversityStaffingReport\":\"https:\\\/\\\/www.wifo.ac.at\\\/institut\\\/gleichstellung\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Profitability and Competition in the Austrian Banking Sector - WIFO","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.wifo.ac.at\/en\/publication\/153869\/","og_locale":"en_US","og_type":"article","og_title":"Profitability and Competition in the Austrian Banking Sector","og_url":"https:\/\/www.wifo.ac.at\/en\/publication\/153869\/","og_site_name":"WIFO","article_publisher":"https:\/\/www.facebook.com\/WIFOat\/","article_modified_time":"2024-11-07T02:45:25+00:00","og_image":[{"width":1920,"height":1280,"url":"https:\/\/www.wifo.ac.at\/wp-content\/uploads\/2024\/05\/WIFO-Gebaeude-FotoAlexanderMueller-www.alexandermueller.at-IMG_6326-Bearbeitet-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@WIFOat","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.wifo.ac.at\/en\/publication\/153869\/","url":"https:\/\/www.wifo.ac.at\/en\/publication\/153869\/","name":"Profitability and Competition in the Austrian Banking Sector - WIFO","isPartOf":{"@id":"https:\/\/www.wifo.ac.at\/en\/#website"},"datePublished":"2024-03-21T06:37:45+00:00","dateModified":"2024-11-07T02:45:25+00:00","breadcrumb":{"@id":"https:\/\/www.wifo.ac.at\/en\/publication\/153869\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.wifo.ac.at\/en\/publication\/153869\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.wifo.ac.at\/en\/publication\/153869\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/www.wifo.ac.at\/en\/"},{"@type":"ListItem","position":2,"name":"Profitability and Competition in the Austrian Banking Sector"}]},{"@type":"WebSite","@id":"https:\/\/www.wifo.ac.at\/en\/#website","url":"https:\/\/www.wifo.ac.at\/en\/","name":"\u00d6sterreichisches Institut f\u00fcr Wirtschaftsforschung","description":"","publisher":{"@id":"https:\/\/www.wifo.ac.at\/en\/#organization"},"alternateName":"WIFO","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.wifo.ac.at\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.wifo.ac.at\/en\/#organization","name":"\u00d6sterreichisches Institut f\u00fcr Wirtschaftsforschung","alternateName":"WIFO","url":"https:\/\/www.wifo.ac.at\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.wifo.ac.at\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.wifo.ac.at\/wp-content\/uploads\/2024\/05\/WIFO_kurz_rechts-2-1920x412.jpg","contentUrl":"https:\/\/www.wifo.ac.at\/wp-content\/uploads\/2024\/05\/WIFO_kurz_rechts-2-1920x412.jpg","width":2000,"height":429,"caption":"\u00d6sterreichisches Institut f\u00fcr Wirtschaftsforschung"},"image":{"@id":"https:\/\/www.wifo.ac.at\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/WIFOat\/","https:\/\/x.com\/WIFOat","https:\/\/linkedin.com\/company\/wifoat\/","https:\/\/www.youtube.com\/@WIFO_at"],"description":"Das WIFO, 1927 von Friedrich August von Hayek und Ludwig von Mises zur Konjunkturanalyse gegr\u00fcndet, ist heute das f\u00fchrende Institut f\u00fcr angewandte empirische Wirtschaftsforschung in \u00d6sterreich mit starkem Engagement auf europ\u00e4ischer Ebene.","email":"office@wifo.ac.at","telephone":"+43 1 798 26 01 \u2013 0","legalName":"\u00d6sterreichisches Institut f\u00fcr Wirtschaftsforschung","foundingDate":"1927-01-02","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"},"publishingPrinciples":"https:\/\/www.wifo.ac.at\/institut\/mission-und-strategie\/","ownershipFundingInfo":"https:\/\/www.wifo.ac.at\/institut\/organisation\/","actionableFeedbackPolicy":"https:\/\/www.wifo.ac.at\/aktuelles\/presse\/","correctionsPolicy":"https:\/\/www.wifo.ac.at\/institut\/kontakt\/","ethicsPolicy":"https:\/\/www.wifo.ac.at\/institut\/evidenzbasierung-transparenz-und-unabhaengigkeit\/","diversityPolicy":"https:\/\/www.wifo.ac.at\/institut\/gleichstellung\/","diversityStaffingReport":"https:\/\/www.wifo.ac.at\/institut\/gleichstellung\/"}]}},"_links":{"self":[{"href":"https:\/\/www.wifo.ac.at\/en\/wp-json\/wp\/v2\/publication\/153869","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wifo.ac.at\/en\/wp-json\/wp\/v2\/publication"}],"about":[{"href":"https:\/\/www.wifo.ac.at\/en\/wp-json\/wp\/v2\/types\/publication"}],"version-history":[{"count":1,"href":"https:\/\/www.wifo.ac.at\/en\/wp-json\/wp\/v2\/publication\/153869\/revisions"}],"predecessor-version":[{"id":325176,"href":"https:\/\/www.wifo.ac.at\/en\/wp-json\/wp\/v2\/publication\/153869\/revisions\/325176"}],"acf:post":[{"embeddable":true,"href":"https:\/\/www.wifo.ac.at\/en\/wp-json\/wp\/v2\/person\/3925"},{"embeddable":true,"href":"https:\/\/www.wifo.ac.at\/en\/wp-json\/wp\/v2\/research_group\/3500"},{"embeddable":true,"href":"https:\/\/www.wifo.ac.at\/en\/wp-json\/wp\/v2\/publication_type\/44312"}],"wp:attachment":[{"href":"https:\/\/www.wifo.ac.at\/en\/wp-json\/wp\/v2\/media?parent=153869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}