{"id":116832,"date":"2024-01-22T20:12:50","date_gmt":"2024-01-22T19:12:50","guid":{"rendered":"https:\/\/www.wifo.ac.at\/publication\/116832\/"},"modified":"2026-02-17T16:42:37","modified_gmt":"2026-02-17T15:42:37","slug":"effects-of-the-new-capital-requirements-of-basel-iii-on-the-financing-of-small-and-medium-sized-enterprises-in-austria","status":"publish","type":"publication","link":"https:\/\/www.wifo.ac.at\/en\/publication\/116832\/","title":{"rendered":"Effects of the New Capital Requirements of Basel III on the Financing of Small and Medium-sized Enterprises in Austria"},"content":{"rendered":"","protected":false},"featured_media":0,"template":"","class_list":["post-116832","publication","type-publication","status-publish","hentry"],"acf":{"subtitle":"","text":"Due to their very limited access to the capital market bank financing is of outstanding importance for small and medium-sized companies. Often, however, the latter can only barely provide the collateral corresponding to the enhanced capital requirements for financial institutions (Basel III). As a rule their capital base is significantly weaker than that of larger companies. Therefore, small companies are likely to be particularly affected by the anticipated tightening of credit owing to Basel III.","onlinedate":"2012-09-03 12:00:00","lang":"English","publication_series":"","publication_date":"20120801","publication_date_year":"","publication_date_full":false,"publication_num_pages":"","keywords":"[\"Austria\",\"Basel III\",\"Capital requirements\",\"Small and medium-sized enterprises\"]","jelcodes":"[]","related_publications":"[]","pdf":441779,"zip":null,"link":"https:\/\/www.wifo.ac.at\/wwa\/pubid\/45100","monthly_report":true,"monthly_report_main":false,"monthly_report_volume":"17","monthly_report_pages":"168-186","monthly_report_pages_sort":"168","issue":"3","journal":"Austrian Economic Quarterly","publisher":"","invisible":false,"external":false,"embargo_date":"2012-09-03 12:00:00","types":[183747],"research_groups":[3500,3491],"collaboration":"","persons":[3925,3607],"persons_data":"[{\"personId\":3925,\"personName\":\"Franz R. Hahn\",\"organisationNames\":[]},{\"personId\":3607,\"personName\":\"Werner H\u00f6lzl\",\"organisationNames\":[]}]","clients":[],"subclients":[],"partners":[],"topics":[],"host_publication_title":"","host_publication_subtitle":"","place_of_publication":"","host_publication_editors":"[]","type_description":"","output_media":"","chapter":"","article_number":"","scientific_assistance":"[]","scientific_review":"[]","version":"","release_date":null,"expiration_date":null,"surveyor":"","research_assistance":"","edv":"","additional_info_de":"","additional_info_en":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.5 (Yoast SEO v26.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Effects of the New Capital Requirements of Basel III on the Financing of Small and Medium-sized Enterprises in Austria - WIFO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.wifo.ac.at\/en\/publication\/116832\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Effects of the New Capital Requirements of Basel III on the Financing of Small and Medium-sized Enterprises in Austria\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wifo.ac.at\/en\/publication\/116832\/\" \/>\n<meta property=\"og:site_name\" content=\"WIFO\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/WIFOat\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-17T15:42:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.wifo.ac.at\/wp-content\/uploads\/2024\/05\/WIFO-Gebaeude-FotoAlexanderMueller-www.alexandermueller.at-IMG_6326-Bearbeitet-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@WIFOat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.wifo.ac.at\/en\/publication\/116832\/\",\"url\":\"https:\/\/www.wifo.ac.at\/en\/publication\/116832\/\",\"name\":\"Effects of the New Capital Requirements of Basel III on the Financing of Small and Medium-sized Enterprises in Austria - 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