{"id":112276,"date":"2024-01-22T17:33:14","date_gmt":"2024-01-22T16:33:14","guid":{"rendered":"https:\/\/www.wifo.ac.at\/publication\/112276\/"},"modified":"2024-11-14T13:20:55","modified_gmt":"2024-11-14T12:20:55","slug":"privatversicherungswirtschaft-expandiert-auch-2007-nur-schwach-2","status":"publish","type":"publication","link":"https:\/\/www.wifo.ac.at\/en\/publication\/112276\/","title":{"rendered":"2007 Another Year of Weak Growth for the Private Insurance Sector"},"content":{"rendered":"","protected":false},"featured_media":0,"template":"","class_list":["post-112276","publication","type-publication","status-publish","hentry"],"acf":{"subtitle":"","text":"After a moderate increase in premium volume in 2006, stagnation of premium income in life insurance resulted 2007 also in sluggish revenue growth (+2.1 percent) for the insurance industry. Insurance penetration dropped to 5.8 percent of gross domestic product. The structure of premium income shifted from life insurance (40.3 percent) to health insurance (8.3 percent) and property-liability insurance (51.3 percent). In this respect, the Austrian insurance market differed significantly from the rest of Europe, where strong growth in the life insurance segment more than compensated for sluggish developments in the non-life branches. According to current forecasts, growth will remain weak in 2008, although recent WIFO surveys among insurance companies are significantly more optimistic for 2008. To a small extent, the Austrian insurance market is influenced by direct selling of foreign insurance companies based on the freedom of establishment and the freedom of services: 4.3 percent of the total volume of premium income is absorbed by foreign companies.","onlinedate":"2008-10-16 02:00:00","lang":"German","publication_series":"","publication_date":"20081001","publication_date_year":"","publication_date_full":false,"publication_num_pages":"","keywords":"[\"Versicherungswirtschaft Lebensversicherungen Solvabilit\u00e4t II\"]","jelcodes":"[]","related_publications":"[]","pdf":415220,"zip":null,"link":"","monthly_report":true,"monthly_report_main":false,"monthly_report_volume":"81","monthly_report_pages":"761-770","monthly_report_pages_sort":"761","issue":"10","journal":"WIFO-Monatsberichte","publisher":"","invisible":false,"external":false,"embargo_date":null,"types":[44312],"research_groups":[3500],"collaboration":"","persons":[3899],"persons_data":"[{\"personId\":3899,\"personName\":\"Thomas Url\",\"organisationNames\":[]}]","clients":[],"subclients":[],"partners":[],"topics":[],"host_publication_title":"","host_publication_subtitle":"","place_of_publication":"","host_publication_editors":"[]","type_description":"","output_media":"","chapter":"","article_number":"","citations":"{\"apa\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_apa rendering_contributiontoperiodical rendering_apa rendering_contributiontoperiodical_apa\\\"><span>Url, T.<\\\/span> (2008). <span>Privatversicherungswirtschaft expandiert auch 2007 nur schwach<\\\/span>. <span><em>WIFO-Monatsberichte<\\\/em><\\\/span>, <em>81<\\\/em>(10), 761-770. <a onclick=\\\"window.open(this.href, '_blank','noopener,noreferrer'); return false;\\\" href=\\\"https:\\\/\\\/www.wifo.ac.at\\\/wwa\\\/pubid\\\/33982\\\" class=\\\"link\\\"><span>https:\\\/\\\/www.wifo.ac.at\\\/wwa\\\/pubid\\\/33982<\\\/span><\\\/a><\\\/div>\",\"vancouver\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_vancouver rendering_contributiontoperiodical rendering_vancouver rendering_contributiontoperiodical_vancouver\\\"><span>Url T<\\\/span>. <span class=\\\"title\\\"><span>Privatversicherungswirtschaft expandiert auch 2007 nur schwach<\\\/span><\\\/span>. <span>WIFO-Monatsberichte<\\\/span>. 2008 Oct;81(10):761-770.<\\\/div>\",\"bibtex\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_bibtex rendering_contributiontoperiodical rendering_bibtex rendering_contributiontoperiodical_bibtex\\\"><div>@misc{f16c9e00759a42aea016aae5a3b8dd1d,<\\\/div><div>  title    = \\\"Privatversicherungswirtschaft expandiert auch 2007 nur schwach\\\",<\\\/div><div>  abstract = \\\"Nachdem das Pr{\\\\\\\"a}mienvolumen bereits im Vorjahr nur wenig gewachsen war, d{\\\\\\\"a}mpfte die Stagnation der Lebensversicherung 2007 die Umsatzentwicklung der Privatversicherungswirtschaft 2007 neuerlich. Dementsprechend ging die Versicherungsdurchdringung zur{\\\\\\\"u}ck. Die Struktur der Pr{\\\\\\\"a}mieneinnahmen verschob sich von der Lebensversicherung zur Kranken- und Schaden-Unfallversicherung. Die beginnende Subprime-Krise verursachte vor allem in der Lebensversicherung einen {\\\\\\\"u}berdurchschnittlichen Abschreibungsbedarf und hinterlie{\\\\ss} dadurch bereits erste Spuren im Finanzergebnis. Vor diesem Hintergrund schrumpfte die Rendite auf versicherungswirtschaftliche Kapitalanlagen.\\\",<\\\/div><div>  keywords = \\\"Versicherungswirtschaft Lebensversicherungen Solvabilit{\\\\\\\"a}t II, Versicherungswirtschaft Lebensversicherungen Solvabilit{\\\\\\\"a}t II\\\",<\\\/div><div>  author   = \\\"Thomas Url\\\",<\\\/div><div>  note     = \\\"Privatversicherungswirtschaft\\\",<\\\/div><div>  year     = \\\"2008\\\",<\\\/div><div>  month    = oct,<\\\/div><div>  language = \\\"Deutsch\\\",<\\\/div><div>  volume   = \\\"81\\\",<\\\/div><div>  pages    = \\\"761--770\\\",<\\\/div><div>  journal  = \\\"WIFO-Monatsberichte\\\",<\\\/div><p>}<\\\/p><\\\/div>\",\"ris\":\"<div class=\\\"rendering rendering_researchoutput  rendering_researchoutput_ris rendering_contributiontoperiodical rendering_ris rendering_contributiontoperiodical_ris\\\"><p>TY  - GEN<\\\/p><p>T1  - Privatversicherungswirtschaft expandiert auch 2007 nur schwach<\\\/p><p>AU  - Url, Thomas<\\\/p><p>N1  - Privatversicherungswirtschaft<\\\/p><p>PY  - 2008\\\/10<\\\/p><p>Y1  - 2008\\\/10<\\\/p><p>N2  - Nachdem das Pr\u00e4mienvolumen bereits im Vorjahr nur wenig gewachsen war, d\u00e4mpfte die Stagnation der Lebensversicherung 2007 die Umsatzentwicklung der Privatversicherungswirtschaft 2007 neuerlich. Dementsprechend ging die Versicherungsdurchdringung zur\u00fcck. Die Struktur der Pr\u00e4mieneinnahmen verschob sich von der Lebensversicherung zur Kranken- und Schaden-Unfallversicherung. Die beginnende Subprime-Krise verursachte vor allem in der Lebensversicherung einen \u00fcberdurchschnittlichen Abschreibungsbedarf und hinterlie\u00df dadurch bereits erste Spuren im Finanzergebnis. Vor diesem Hintergrund schrumpfte die Rendite auf versicherungswirtschaftliche Kapitalanlagen.<\\\/p><p>AB  - Nachdem das Pr\u00e4mienvolumen bereits im Vorjahr nur wenig gewachsen war, d\u00e4mpfte die Stagnation der Lebensversicherung 2007 die Umsatzentwicklung der Privatversicherungswirtschaft 2007 neuerlich. Dementsprechend ging die Versicherungsdurchdringung zur\u00fcck. Die Struktur der Pr\u00e4mieneinnahmen verschob sich von der Lebensversicherung zur Kranken- und Schaden-Unfallversicherung. Die beginnende Subprime-Krise verursachte vor allem in der Lebensversicherung einen \u00fcberdurchschnittlichen Abschreibungsbedarf und hinterlie\u00df dadurch bereits erste Spuren im Finanzergebnis. Vor diesem Hintergrund schrumpfte die Rendite auf versicherungswirtschaftliche Kapitalanlagen.<\\\/p><p>KW  - Versicherungswirtschaft Lebensversicherungen Solvabilit\u00e4t II<\\\/p><p>KW  - Versicherungswirtschaft Lebensversicherungen Solvabilit\u00e4t II<\\\/p><p>M3  - WIFO-Schriftenreihen<\\\/p><p>VL  - 81<\\\/p><p>SP  - 761<\\\/p><p>EP  - 770<\\\/p><p>JO  - WIFO-Monatsberichte<\\\/p><p>JF  - WIFO-Monatsberichte<\\\/p><p>ER  - <\\\/p><\\\/div>\"}","scientific_assistance":"[]","scientific_review":"[]","version":"","release_date":null,"expiration_date":null,"surveyor":"","research_assistance":"","edv":"","additional_info_de":"","additional_info_en":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>2007 Another Year of Weak Growth for the Private Insurance Sector - WIFO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.wifo.ac.at\/en\/publication\/112276\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2007 Another Year of Weak Growth for the Private Insurance Sector\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wifo.ac.at\/en\/publication\/112276\/\" \/>\n<meta property=\"og:site_name\" content=\"WIFO\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/WIFOat\/\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-14T12:20:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.wifo.ac.at\/wp-content\/uploads\/2024\/05\/WIFO-Gebaeude-FotoAlexanderMueller-www.alexandermueller.at-IMG_6326-Bearbeitet-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@WIFOat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/publication\\\/112276\\\/\",\"url\":\"https:\\\/\\\/www.wifo.ac.at\\\/en\\\/publication\\\/112276\\\/\",\"name\":\"2007 Another Year of Weak Growth for the Private Insurance Sector - 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